Skip to main content

If you’re paying full price for Microsoft 365 or Google Play-based subscriptions, you might be missing out on a simple way to cut costs—using Fluz. Fluz is a cashback app that lets you buy digital gift cards for major merchants, including Microsoft and Google, and earn rewards just for making the purchases you already need.

This guide breaks down how to use Fluz to get discounts on your subscriptions, what each platform offers, and how much you could save by switching to a smarter payment method.


Microsoft 365 vs. Google One: Subscription Tiers Compared

Microsoft 365 (Formerly Office 365)

Microsoft 365 is a comprehensive productivity suite that includes cloud storage through OneDrive, plus access to Word, Excel, PowerPoint, Outlook, and Teams.

Personal Plan:

• $6.99/month or $69.99/year

• 1TB OneDrive storage

• For one user

Family Plan:

• $9.99/month or $99.99/year

• 1TB per user for up to 6 users

• Shared calendar and location tracking

Business Plans:

• Start at $6/user/month

• Offer email, OneDrive for Business, and Microsoft Teams access

Microsoft 365 plans overview

Google One (via Google Play Store)

Google One is Google’s cloud storage solution, primarily used with Google Drive, Gmail, and Google Photos.

100GB Plan: $1.99/month or $19.99/year

200GB Plan: $2.99/month or $29.99/year

2TB Plan: $9.99/month or $99.99/year

• Family sharing for up to 5 people

• Includes access to Google support and VPN (for select plans)

Google One plan details

If you pay for your Google One plan through the Play Store—or buy apps and subscriptions through Google Play—you can apply a Fluz-purchased gift card at checkout.


How to Buy Gift Cards Through Fluz

Fluz makes it easy to earn cashback on purchases you were going to make anyway. Here’s how to buy and use gift cards to pay for your subscriptions:

Step-by-Step:

1. Open the Fluz app

2. Search for the merchant

Microsoft 365

Google Play Store

3. Enter the amount you want to purchase (match your monthly or yearly subscription)

4. Buy the digital gift card and earn instant cashback

5. Apply the gift card in your Microsoft or Google account at checkout or within the Play Store balance

For Microsoft, you can redeem the gift card at redeem.microsoft.com. For Google Play, the card balance will apply automatically during app or subscription purchases once added to your account.


Monthly vs. Annual Pricing Breakdown

Microsoft 365 Example:

Monthly plan: $6.99 x 12 = $83.88/year

Annual plan: $69.99

Savings: $13.89/year by switching to annual

Fluz cashback: Up to 10%, so you could save an additional ~$7 if you buy the annual gift card through Fluz

Google One Example:

2TB plan (monthly): $9.99 x 12 = $119.88

Annual plan: $99.99

Savings: $19.89

Fluz cashback: Up to 8%, which adds ~$8 cashback for the year when you buy your Play Store credit through Fluz


Estimate Your Cashback Per Plan

SubscriptionAnnual CostFluz Cashback %Estimated Cashback
Microsoft 365 Personal$69.99Up to 10%~$7.00
Microsoft 365 Family$99.99Up to 10%~$10.00
Google One 2TB$99.99Up to 8%~$8.00

Cashback percentages may vary based on Fluz promotions, user tier, or daily rates. Be sure to check the app for real-time rates before purchasing.


Using Fluz to purchase digital gift cards isn’t just about cashback—it’s about being intentional with your subscription spending. Small savings on tools like Microsoft 365 and Google Play subscriptions can add up over time, especially if you manage multiple accounts or users.